GET COMFORTABLE. ASK AWAY.
Good questions.
Clear answers.
Let’s talk about your banking.
Is this a real bank account?
Banking is the product we’re building: accounts to hold and move money, payments and cards, with Asha acting on your instructions. Asha is a financial technology company, not a bank. Bank accounts would be provided through banking partners. We’ll identify those partners and the account terms before you can open an account. Today, you can join the waitlist.
Is Asha a budgeting app?
No. Asha is being built as an intelligent banking platform. Understanding your spending is one part of it. The bigger picture is accounts, payments and cards—with an assistant that helps take care of the banking tasks you authorize.
What does “banking that acts” mean?
It means going from a question to a useful next step. Ask Asha to prepare a payment, organize incoming pay around your priorities, or help you act on an upcoming shortfall. Asha’s role is to do the work within the instructions and permissions you give it.
Can Asha move money without my permission?
You set the authority. The intended experience combines individual payments you review and approve with recurring rules you explicitly authorize. You can change or pause a rule; actions outside its limits need your approval.
Can I use Asha now?
Asha is coming soon. Join the waitlist for availability and launch updates. Joining does not open an account, reserve credit or guarantee access on a particular date.
Will I get a debit or credit card?
Debit is part of the Asha banking experience we’re building. Credit cards are also on our roadmap. Availability, eligibility and terms will be shared before applications open.
Is my money FDIC insured?
No funds are held through this website. Any deposit-insurance coverage will depend on the banking partner, account structure and applicable requirements. We’ll explain the partner and coverage details before account opening.
What will Asha cost?
We’ll publish the fees and account terms before you decide to open an account. Joining the waitlist is free.
Do I need to move all my money to Asha?
Our planned experience includes connecting an external bank account to fund Asha. You can learn about the available funding options and account requirements before deciding how to use it.
What happens after I join the waitlist?
We’ll keep your email on the Asha waitlist and use it for availability and launch updates you agree to receive. We don’t need bank details, identity documents or a deposit to join.
Who is behind Asha?
Asha is a product of The Kredyt Company. Asha is a financial technology company, not a bank.
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